Investment Strategies for 2025: ETFs and Bitcoin Focus

0:00 My 2025 Investing Plan

As the year ends, reflections on investment strategies for 2025 take center stage. The focus is on growing an investment portfolio shared with a spouse, evaluating potential stock market performance, and analyzing past investment returns.

0:43 ETFs: The core of our investments

ETFs form the backbone of the long-term investment strategy. A transition from high-fee Vanguard ETFs to the more competitively priced Invesco FTSE All-World ETF is highlighted. The portfolio's performance shows a significant yearly return of 22.3%, exceeding previous expectations.

3:51 Will 2025 be a good or bad year for ETFs?

Predictions for 2025 indicate potential market volatility, with expectations of corrections. Despite this, the belief remains that long-term ETF investments will yield positive results, with a projected growth of around 9%.

4:51 Bitcoin: The speculative portion of our portfolio

Bitcoin is maintained as a speculative investment. The strategy involves allocating a portion of monthly savings to Bitcoin and Ethereum, with recent shifts favoring Bitcoin due to better performance and reduced risk perception of Ethereum.

6:31 Will the Bitcoin bull run continue in 2025?

The outlook for Bitcoin in 2025 remains optimistic, with expectations of a 50% increase. Historical trends suggest strong performance following halving cycles, prompting plans for ongoing investments while considering profit-taking strategies.

7:34 Cash on the sidelines

An emergency fund comprising six months' living expenses is maintained, not as a market timing strategy but for financial security. The fund benefits from a favorable interest rate, with expectations of rate changes in 2025.

8:15 Our investing strategy for 2025

The investment strategy for 2025 involves 90% allocation to the Invesco ETF and 10% to Bitcoin. The year 2024 was marked by considerable success, prompting a cautious yet optimistic outlook for future investments.