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Navigating Long-Term Disability Claims for Invisible Illnesses

Invisible illnesses: Can I still get long-term disability even if I don’t look sick? | Globalnews.ca 🔗

Insurance companies may deny claims for issues like chronic pain and brain injuries, but this doesn’t mean affected patients aren’t eligible for benefits.

Invisible illnesses can qualify for long-term disability benefits even if they are not outwardly visible. Many individuals suffer from conditions like chronic pain, mental health issues, or brain injuries that are difficult to measure. A case study highlights John, who experienced significant cognitive issues following a mild traumatic brain injury. Despite appearing healthy, he faced severe limitations and his disability claim was initially denied. To strengthen claims for invisible illnesses, it is crucial to gather thorough medical evidence and follow treatment recommendations. Seeking assistance from a disability lawyer can greatly improve the chances of securing benefits.

What should I do if my long-term disability claim for an invisible illness is denied?

If your claim is denied, gather support from your medical providers, follow their treatment recommendations, and carefully read your caseworker's correspondence to identify missing evidence that could strengthen your claim.

Why are claims for invisible illnesses often denied?

Claims for invisible illnesses are often denied because they are more challenging to prove compared to obvious disabilities, making it necessary to provide extensive evidence.

How can a disability lawyer help with my claim?

A disability lawyer can review your case, explain your rights, and assist in gathering the necessary evidence to fight for your compensation against the insurance company.

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